M&T Bank, N.A.

Apply for an M&T Bank, N.A. Certificate of Deposit. If you have an open phone line, click Talk To Us Now anywhere on our site and we will call you back to help you with your application Monday through Friday, 8am to 6pm (EST).

Note: You must be 18 years of age or older to open an M&T Bank, N.A. CD.

You can apply for a Jumbo CD or IRA by calling us at 1-800-528-6532 Monday through Friday, 8am to 6pm(EST).

Open any of the CDs below with just $5,000:

* M&T Bank, N.A. generally updates the APYs shown on this site for the current business day by 9am EST.Annual Percentage Yields (APY) are accurate as of July 21, 2008 and are subject to change at our discretion without notice until account opening. Your APY is determined as of the date of the postmark on your application to M&T Bank, N.A., or the date of our receipt of the completed application, whichever results in a higher APY.The APY is a hypothetical rate that assumes that interest will remain on deposit until maturity. If interest is withdrawn prior to maturity, earnings will be reduced. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Minimum opening deposit is $5,000, but after an account is opened, the minimum balance to obtain the advertised APYs is $1. APYs are applicable only to personal accounts. Please call 1-800-528-6532 for further information.